If you have been involved in an accident even if it was your fault, you may still be entitled to make a claim for accident benefits. If you are injured and you are insured by a motor vehicle policy, you must claim these benefits from your own insurance company. They would cover such categories as Income Replacement, Caregiver, or Non-Earner Benefits. In addition, you may claim for Medical and Rehabilitation Benefits, Attendant Care Benefits, Housekeeping Expenses, and Visitor Benefits. There may also be additional benefits available to you.

Ontario law requires that all automobile policies include Accident Benefits coverage. Some of the benefits you may be entitled to include income replacement benefits of up to 80% of your net income (maximum $400.00 per week); non-earner benefits of up to $185.00 per week; caregiver benefits of up to $250.00 per week; medical and rehabilitation benefits to a maximum of $100,000.00 for up to 10 years of coverage; attendant care benefits of up to $3,000.00 per month for 2 years; housekeeping and home maintenance expenses of up to $100.00 per week for 2 years; lost education expenses for students (maximum $15,000.00); also, death benefits and travel expenses may be claimed in particular instances. The process of claiming and maintaining these benefits can be very complex and we can help you navigate the web of rules and regulations to put your interests ahead and those of your family until your case is resolved.

We have taken on all of the insurance companies to ensure that our clients’ interests are protected. Don’t be intimidated by insurance companies. When you are in a vulnerable state you need, more than anything else at this time, a strong, legal advocate to defend your rights and assert your just claims for compensation.